Attention homeowners in Logan and Perry County: Need an appraisal?
The top 7 reasons why OH homeowners need Southeast Appraisal:
Do you own a house in or near Logan? Do you need help determining the value of your real estate?
We at Southeast Appraisal understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Southeast Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping customers just like you dismiss unneeded PMI insurance.
Challenge a property tax assessment
If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from Southeast Appraisal is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Southeast Appraisal can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you would prefer to have a professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Southeast Appraisal can We can assist you. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.